TERMS OF SERVICE

Effective Date: February 1, 2026

Welcome

By accessing or using this website, you agree to the following Terms of Service. These terms are intended to provide clarity, protect all parties, and ensure respectful use of the content and services provided.

Purpose of This Website

This website exists to share faith-based encouragement, devotionals, ministry-related information, and general insurance-related education. All content is provided for informational and educational purposes only.

No Professional or Legal Advice

Content shared on this website should not be considered legal, financial, insurance, or professional advice. Individual circumstances vary, and decisions should be made based on your own situation and, when appropriate, in consultation with qualified professionals.

User Responsibilities

By using this website, you agree to:

• Use the site and its content lawfully and respectfully

• Not misuse forms, communication tools, or content

• Not attempt to disrupt, damage, or gain unauthorized access to the website
  
  

Intellectual Property

All original content on this website — including text, devotionals, branding, and written materials — is the intellectual property of Antoine Sherman unless otherwise stated. Content may not be reproduced, distributed, or reused without permission.

External Links

This website may contain links to third-party websites or platforms. These links are provided for convenience only. I am not responsible for the content, practices, or policies of external sites.

Limitation of Liability

Use of this website is at your own discretion. No guarantees are made regarding accuracy, outcomes, or uninterrupted access. Liability for any damages resulting from use of this website is limited to the fullest extent permitted by law.

Changes to These Terms

These Terms of Service may be updated at any time. Continued use of the website after updates are posted constitutes acceptance of the revised terms.

Contact

If you have questions regarding these Terms of Service, please reach out through the Contact page.

These Terms exist to support clarity, respect, and integrity in every interaction.